To create a Tabby account and use it to purchase in installments from stores, follow these steps:
1. Create an account in Tabby
- Download the app
- Download the Tabby app from Google Play or the App Store .
- Register in the application
- Open the app and tap “Create Account” .
- Enter your mobile number and a verification code (OTP) will be sent.
- Enter the code to continue registration.
- Complete the required information (name, email, and possibly some financial information).
2. Verify eligibility
- You must have a valid ID in Saudi Arabia, UAE or Kuwait .
- You must have a valid payment method such as a bank card (Mada/Visa/MasterCard) .
- You may need a good purchase or credit history to be able to use the service.
3. Buy in installments from stores
- Choose a store that accepts Tabby
- Browse the stores available within the Tabby app or make sure the store supports Tabby when paying.
- Some popular stores like Noon, Amazon, Shein, etc. support Tabby.
- Add products to cart
- Go to the store that supports Tabby and choose the products you want to buy.
- Choose Tabby as your payment method when purchasing.
- On the checkout page, choose Tabby as your payment method .
- Payment options will appear:
- Pay later within 14 days with no interest .
- Pay in 4 monthly installments without interest .
- Enter payment details
- You may be required to link a bank card to ensure automatic payment of installments.
- Complete the order
- Once your order is approved, the purchase will be confirmed and the order will be sent from the store.
4. Payment of installments
- You can follow up on your installments through the Tabby app.
- Installments will be automatically deducted from your bank card according to the specified schedule.
Important tips:
✅ Make sure your bank account has sufficient balance at the time of debit.
✅ Make sure to pay on time to avoid any fines or delays.
✅ Use the service wisely to avoid accumulating debt.
🚀 If you want to know which stores support Tabby, you can search for them within the app or visit the official Tabby website:
Tabby Terms and Conditions
Tabby requires its users to meet some basic conditions, such as:
- The user must be 18 years of age or older.
- Possession of a valid ID in the Kingdom of Saudi Arabia, the United Arab Emirates or Kuwait.
- Have a valid payment method, such as a bank card (Mada, Visa, MasterCard).
In addition, other factors may affect the acceptance of your application and your use of the Tabby Services, such as:
- Previous payment history with Tabby.
- Remaining balance and unpaid orders.
- Total value of your purchases.
According to recent statistics, 34% of “buy now, pay later” users in Saudi Arabia have salaries between 5,000 and 10,000 Saudi riyals, while 30% of them have salaries less than 5,000 Saudi riyals.
Although there is no specific minimum salary to use Tabby services, exceeding the maximum debt burden ratio may result in the application being rejected. The Saudi Central Bank (SAMA) has set the maximum debt burden ratio at 33% of the monthly salary for employees and 25% for retirees.
To increase your chances of getting your application accepted, it is advisable to maintain a good credit history, commit to making payments on time, and ensure that your financial obligations do not exceed the percentages specified by the regulatory authorities.